Quick reference
Compound Interest Tables
Use compound interest tables to compare common rates, time periods and monthly saving amounts.
Compound interest table for £10,000
This table shows approximate final balances for £10,000 compounded monthly with no regular deposits.
| Rate | 1 year | 5 years | 10 years | 20 years | 30 years |
|---|---|---|---|---|---|
| 2% | £10,201.84 | £11,050.79 | £12,211.99 | £14,913.28 | £18,212.09 |
| 3% | £10,304.16 | £11,616.17 | £13,493.54 | £18,207.55 | £24,568.42 |
| 4% | £10,407.42 | £12,209.97 | £14,908.33 | £22,225.82 | £33,134.98 |
| 5% | £10,511.62 | £12,833.59 | £16,470.09 | £27,126.40 | £44,677.44 |
| 6% | £10,616.78 | £13,488.50 | £18,193.97 | £33,102.04 | £60,225.75 |
| 7% | £10,722.90 | £14,176.25 | £20,096.61 | £40,387.39 | £81,164.97 |
| 10% | £11,047.13 | £16,453.09 | £27,070.41 | £73,280.74 | £198,373.99 |
Compound interest table for £1,000
This smaller starting amount makes it easier to compare rates and time periods.
| Rate | 1 year | 5 years | 10 years | 20 years | 30 years |
|---|---|---|---|---|---|
| 2% | £1,020.18 | £1,105.08 | £1,221.20 | £1,491.33 | £1,821.21 |
| 3% | £1,030.42 | £1,161.62 | £1,349.35 | £1,820.75 | £2,456.84 |
| 4% | £1,040.74 | £1,221.00 | £1,490.83 | £2,222.58 | £3,313.50 |
| 5% | £1,051.16 | £1,283.36 | £1,647.01 | £2,712.64 | £4,467.74 |
| 6% | £1,061.68 | £1,348.85 | £1,819.40 | £3,310.20 | £6,022.58 |
| 7% | £1,072.29 | £1,417.63 | £2,009.66 | £4,038.74 | £8,116.50 |
| 10% | £1,104.71 | £1,645.31 | £2,707.04 | £7,328.07 | £19,837.40 |
Monthly deposit table
This table shows the estimated final balance when saving monthly at 5% compounded monthly, starting from £0.
| Monthly deposit | 5 years | 10 years | 20 years | 30 years |
|---|---|---|---|---|
| £50 | £3,400.30 | £7,764.11 | £20,551.68 | £41,612.93 |
| £100 | £6,800.61 | £15,528.23 | £41,103.37 | £83,225.86 |
| £250 | £17,001.52 | £38,820.57 | £102,758.42 | £208,064.66 |
| £500 | £34,003.04 | £77,641.14 | £205,516.83 | £416,129.32 |
How to read the tables
Each cell shows the estimated final balance after the selected number of years. The values assume a fixed annual interest rate and monthly compounding. Real products may use different rates, variable returns, fees or tax rules.
Create your own table
The main calculator can create a year-by-year table and an expandable month-by-month breakdown for your own inputs. You can also download the results as CSV or Excel-style data.
Calculate it yourself
Use the free compound interest calculator to adjust the amount, rate, term, compounding frequency and regular deposits.
FAQ