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Compound Interest Tables
By Compound Interest Tools · Updated · Calculation method
Use compound interest tables to compare common rates, time periods and monthly saving amounts.
Compound interest table for £10,000
This table shows approximate final balances for £10,000 compounded monthly with no regular deposits. Rates in these tables are fixed nominal annual rates, not AER/APY. The figures exclude tax, fees and inflation and are illustrations, not forecasts.
| Rate | 1 year | 5 years | 10 years | 20 years | 30 years |
|---|---|---|---|---|---|
| 2% | £10,201.84 | £11,050.79 | £12,211.99 | £14,913.28 | £18,212.09 |
| 3% | £10,304.16 | £11,616.17 | £13,493.54 | £18,207.55 | £24,568.42 |
| 4% | £10,407.42 | £12,209.97 | £14,908.33 | £22,225.82 | £33,134.98 |
| 5% | £10,511.62 | £12,833.59 | £16,470.09 | £27,126.40 | £44,677.44 |
| 6% | £10,616.78 | £13,488.50 | £18,193.97 | £33,102.04 | £60,225.75 |
| 7% | £10,722.90 | £14,176.25 | £20,096.61 | £40,387.39 | £81,164.97 |
| 10% | £11,047.13 | £16,453.09 | £27,070.41 | £73,280.74 | £198,373.99 |
Compound interest table for £1,000
This smaller starting amount makes it easier to compare rates and time periods.
| Rate | 1 year | 5 years | 10 years | 20 years | 30 years |
|---|---|---|---|---|---|
| 2% | £1,020.18 | £1,105.08 | £1,221.20 | £1,491.33 | £1,821.21 |
| 3% | £1,030.42 | £1,161.62 | £1,349.35 | £1,820.75 | £2,456.84 |
| 4% | £1,040.74 | £1,221.00 | £1,490.83 | £2,222.58 | £3,313.50 |
| 5% | £1,051.16 | £1,283.36 | £1,647.01 | £2,712.64 | £4,467.74 |
| 6% | £1,061.68 | £1,348.85 | £1,819.40 | £3,310.20 | £6,022.58 |
| 7% | £1,072.29 | £1,417.63 | £2,009.66 | £4,038.74 | £8,116.50 |
| 10% | £1,104.71 | £1,645.31 | £2,707.04 | £7,328.07 | £19,837.40 |
Monthly deposit table
This table shows the estimated final balance when saving at a fixed 5% nominal annual rate compounded monthly, starting from £0. Each deposit is added at the end of the month.
| Monthly deposit | 5 years | 10 years | 20 years | 30 years |
|---|---|---|---|---|
| £50 | £3,400.30 | £7,764.11 | £20,551.68 | £41,612.93 |
| £100 | £6,800.61 | £15,528.23 | £41,103.37 | £83,225.86 |
| £250 | £17,001.52 | £38,820.57 | £102,758.42 | £208,064.66 |
| £500 | £34,003.04 | £77,641.14 | £205,516.83 | £416,129.32 |
How to read the tables
Each cell shows the estimated final balance after the selected number of years. The values assume a fixed annual interest rate and monthly compounding. Real products may use different rates, variable returns, fees or tax rules.
Create your own table
The main calculator can create a year-by-year table and an expandable month-by-month breakdown for your own inputs. You can also download the results as CSV or Excel workbooks.
Calculate it yourself
Use the free compound interest calculator to adjust the amount, rate, term, compounding frequency and regular deposits.
FAQ